Retirement Planning
It is estimated that around 7 million people aren’t saving enough to deliver the income they’re expecting from retirement. Pairing this with a rising percentage of over 65 year olds, leaves fewer people of working age to support those in retirement.
The key to preventing pension disappointment is the development of an appropriate strategy and focused fund management - and Ae Financial Services can help implement these.
We manage Self Invested Personal Pensions (SIPPs) and Small Self Administered Schemes (SSASs) which offer the following benefits:-
- Greater investment control
- Flexibility to meet changing circumstances
- Bespoke investment strategy
- Seamless transition from pre-retirement to post-retirement
- Opportunity to use your pension fund as a long-term tax planning vehicle.
And when you retire, we can help you take care of all the options:
- Pension commencement lump sum (tax-free cash)
- Secured income in the form of an Open Market Option annuity or ill health annuity. These may include guaranteed periods and spouse’s benefits.
- Unsecured income including Phased Retirement and Income Drawdown
- Alternative Secured Pension (ASP) at the age of 75.
- Other secured contracts such as:-
- With profit annuities
- Unitised annuities
- 5 year guaranteed annuities
See our News Page for our article on pensions, call 02380 558300, email info@aeins.co.uk or use the contact form.